TERMS AND CONDITIONS

(For Run Up A Bag University)

Effective Date: [Insert Date]

1. Acceptance of Terms

By accessing or using Run Up A Bag University (“Company,” “we,” “us,” or “our”), including our website, courses, consultations, apparel, and content, you agree to be bound by these Terms and Conditions. If you do not agree, you must not use our services.

2. Educational & Informational Disclaimer

All content, courses, consultations, and materials are provided for educational and informational purposes only.

We do not guarantee:

  • Financial success

  • Business outcomes

  • Income levels

  • Specific results

You acknowledge that:

  • Results vary based on individual effort, skill, and circumstances

  • You are solely responsible for your decisions and actions

3. No Professional Advice

Nothing provided constitutes:

  • Legal advice

  • Financial advice

  • Tax advice

  • Investment advice

You should consult licensed professionals before making decisions.

4. Assumption of Risk

You agree that:

  • Entrepreneurship involves risk

  • You voluntarily assume all risks related to business, financial decisions, and actions taken based on our content

5. Limitation of Liability

To the fullest extent permitted by law, Run Up A Bag University shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages

  • Loss of income, profits, or business opportunities

  • Decisions made based on our content

Your use of our services is at your own risk.

6. Indemnification

You agree to indemnify and hold harmless Run Up A Bag University from any claims, damages, or legal disputes arising from:

  • Your use of our services

  • Your business activities

  • Your violation of these terms

7. Intellectual Property

All content including:

  • Videos

  • Course materials

  • Branding

  • Logos

  • Written content

is owned by Run Up A Bag University and may not be:

  • Copied

  • Distributed

  • Resold

  • Reproduced

without written permission.

8. Payments & Refund Policy

All sales are final unless otherwise stated.

We reserve the right to:

  • Refuse refunds

  • Modify pricing

  • Cancel services

If a refund policy applies, it will be clearly stated on the product page.

9. Consultations

Consultations:

  • Do not guarantee results

  • Are based on personal opinion and experience

  • Are non-refundable unless stated otherwise

10. Apparel Sales

We are not liable for:

  • Shipping delays

  • Manufacturer defects beyond replacement/refund policy

  • Misuse of products

All apparel is sold “as-is” unless otherwise stated.

11. User Conduct

You agree not to:

  • Misuse the platform

  • Harass members

  • Share copyrighted content

  • Engage in illegal activity

We reserve the right to remove users at our discretion.

12. Termination

We may terminate access at any time without notice for violation of these terms.

13. Governing Law

These terms are governed by the laws of the State of [Your State].

14. Changes to Terms

We may update these terms at any time. Continued use of the platform constitutes acceptance.